Estimate daily spending money for a holiday based on destination, trip length, and spending style.
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Total spending money
Estimated spending money for 2 people over 7 days.
Spending breakdown
Also in Travel & Holiday
Travel Planning
A holiday spending money calculator estimates how much cash and card spending you need per day based on your destination, trip duration, and spending style. It separates food, drink, activities, transport, and shopping into clear daily allowances.
Spending money is the daily budget for costs not pre-paid before your trip. This typically includes meals and drinks not covered by your board type, local transport, entrance fees, souvenirs, and incidentals. If accommodation and flights are already paid, spending money is essentially your day-to-day living budget on holiday.
Cost of living varies dramatically between destinations. A meal in Bangkok might cost a few pounds, while the same meal in Zurich could be thirty pounds or more. Research average meal prices, transport costs, and attraction entry fees for your specific destination to set realistic daily allowances.
Also consider whether you prefer budget experiences, mid-range comfort, or luxury. Your spending style multiplier can double or triple the baseline destination costs.
Frequently asked questions
A mix is safest. Carry enough local currency for small purchases, tips, and markets. Use a travel debit or credit card with no foreign transaction fees for larger expenses. Always pay in local currency when given the choice to avoid poor dynamic currency conversion rates.
Research specific activity costs at your destination before you travel. Allocate a daily activities budget or set a total trip activities budget and spread it across the days you plan to do paid excursions.
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