What target heart rate is measuring
Target heart rate is an attempt to translate exercise intensity into a pulse range you can actually follow while walking, cycling, running, or using cardio machines. The basic idea is simple: as exercise becomes harder, heart rate rises, and certain intensity bands are often linked with common training goals such as steady aerobic work, vigorous conditioning, or threshold-style efforts.
This calculator uses an estimated maximum heart rate together with resting heart rate to build heart-rate-reserve zones. That matters because two people of the same age can have different resting heart rates and very different fitness backgrounds. A heart rate zone calculator that includes resting heart rate can therefore give a more personalised range than a simple age-only chart.