13 calculators
Use this hub when retirement planning has moved beyond a single balance target. It helps you choose the right calculator for accumulation, withdrawal, benefits timing, pension income, and required distribution questions.
401(k) Calculator
Project a 401(k) balance with employer match, 2026 IRS contribution caps, plan-fee drag, salary growth, and today's-dollar retirement estimates.
Barista FIRE Calculator
Estimate your Barista FIRE number when part-time income covers part of your spending, compare it with full FIRE.
Coast FIRE Calculator
Use this Coast FIRE calculator to estimate the invested balance needed today, compare your Coast FIRE gap.
Early Retirement Calculator
Estimate your inflation-adjusted FIRE number, projected savings, monthly savings needed, shortfall, stress rows, and earliest feasible retirement age.
IRA Calculator
Project traditional IRA growth, estimate the potential current-year tax deduction, compare taxable and tax-deferred accumulation.
Pension Calculator
Estimate defined-benefit pension from years of service, multiplier, and final average salary.
Pension Contribution Calculator
Compare UK workplace pension contributions across salary sacrifice, net pay, and relief at source, including employer contributions, qualifying earnings.
Retirement Calculator
Project retirement savings, include guaranteed income such as pension or Social Security, compare the projected portfolio with the pot needed for spending.
Retirement Savings Calculator
Project retirement savings growth from current balance, monthly contributions, employer money, annual contribution increases, and inflation.
Retirement Withdrawal Calculator
Retirement withdrawal calculator that estimates how long savings will last from spending needs, other income, inflation-adjusted withdrawals, expected return.
Roth IRA Calculator
Project Roth IRA growth with tax-free withdrawals from current balance, annual contributions, catch-up limits, and expected returns.
Social Security Calculator
Estimate monthly Social Security retirement benefit by claiming age.
State Pension Age Calculator
Check the exact UK State Pension age date you reach from your date of birth, including phased transition cohorts and time remaining under current law.
Featured calculators
Start with these tools if you want the fastest route into the most common decisions in this topic.
Project retirement savings, include guaranteed income such as pension or Social Security, compare the projected portfolio with the pot needed for spending.
Why click this one
The best broad starting point when you need one planning view of savings pace, age, and spending horizon.
Project retirement savings growth from current balance, monthly contributions, employer money, annual contribution increases, and inflation.
Why click this one
Useful when the immediate question is contribution gap rather than post-retirement income.
Estimate monthly Social Security retirement benefit by claiming age.
Why click this one
A strong next step when government benefits timing could materially change your income plan.
Borrowing
Mortgage, loan, and lending tools for borrowing decisions.
Debt & Credit
Credit card payoff, debt consolidation, APR, and debt management calculators.
Saving & Investing
Savings growth, investing, returns, and wealth-building calculators.
Income & Pay
Salary conversion, overtime, pay rise, and take-home pay calculators.
Retirement planning breaks down when every question gets pushed through one generic retirement calculator. Building the pot, drawing income from it, comparing guaranteed income, and timing government benefits are different problems. This hub separates those decisions so you can move from broad retirement readiness into the exact tool that matches the stage you are working on.
Which retirement calculator should I use?
They are best for contribution targets, target age, and how different return assumptions change the size of the pot.
These help you compare how long savings may last, what an annuity could pay, or whether a lump sum changes the trade-off.
They are the right fit when the uncertainty comes from claiming age or required minimum distribution rules rather than market growth.
Retirement calculator comparisons
Do not use one to stand in for the other. They solve opposite sides of the same plan.
Use them when the trade-off is certainty versus flexibility rather than return maximisation.
They become more relevant once contribution questions are mostly settled and claiming choices start to dominate the outcome.
Guides for this topic
Use these guides when you want context, not just a result box.
A practical guide to estimating how much you need to retire, making the most of your 401(k), and understanding how compound interest works in your favour.
Why this guide matters
Explains how to turn retirement planning from a vague target into a sequence of savings and income decisions.
Calculate your FIRE number, stress-test the 4% rule, and see whether early retirement is realistic once taxes, healthcare, and timing are factored in.
Why this guide matters
Useful when the question is not just retirement, but whether your timeline can move materially earlier.
Learn to evaluate investments using ROI, compound interest, and growth projections — so you can compare opportunities on an equal footing.
Why this guide matters
Helpful when portfolio assumptions are doing too much of the work in your retirement projection.
Common questions
Start with the retirement calculator if you want a broad readiness view. Start with the retirement savings calculator if you already know the target and need to close the contribution gap.
Usually later in the planning cycle. They matter most once the savings base is meaningful and timing choices or tax rules start to affect how retirement income is structured.
