Terminal velocity equation
v_t = √(2mg ÷ (ρ × A × C_d)), where m is mass, g is gravitational acceleration (9.80665 m/s²), ρ is fluid density, A is cross-sectional area, and C_d is the drag coefficient. Higher mass, lower drag coefficient, and lower fluid density all increase terminal velocity.
A human skydiver in a spread-eagle position (C_d ≈ 1.0, A ≈ 0.7 m²) reaches approximately 53–57 m/s (190–205 km/h). In a head-down dive position (C_d ≈ 0.7, A ≈ 0.1 m²), terminal velocity increases to around 140–160 m/s.